Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Related Content Buying Auto Insurance For Teen Drivers Tips on insuring your teen driver. All Muni Bonds Are Not Created Equal Gaining a better understanding of municipal bonds makes more sense than ever. Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities.