A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Related Content Estate Planning as a Family Unit In retirement, talk to your family as you plan your estate. Restate your values. Cover the physical and financial sides. Avoiding Cognitive Decline Try these activities to keep your brain sharp. Gun Ownership and Your Homeowners Policy Gun owners need to make sure that their homeowners policy covers the full value of their firearm(s) as personal liability.