A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Related Content Financial Hacks for Millennials: It is Prime Time to Save While research shows you are saving and earning more than your parents, (woohoo!), are you preparing for the future you want? How can you ensure you are on track to make the most out of these important decades? Does Your Credit Score Affect Your Insurance Rates? Your credit score may influence how much you pay for auto and home insurance. How to Get Your Finances Ready for Retirement Everyone has a vision of their retirement in their heads.