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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Securities and advisory services are offered through Cetera Advisor Networks, LLC, {"Cetera"), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through Cetera, or its licensed affiliates. Horizon Credit Union are not registered as a broker-dealer or investment advisor. Registered representatives of Cetera may be employees of Horizon Credit Union. Securities and insurance products and services are being offered through Cetera or its affiliates, which are separate entities from, and not affiliates of, Horizon Credit Union. Securities and insurance offered through Cetera or its affiliates are:

Not Insured by NCUA or Any Other Government Agency/ Not [Credit Union] Guaranteed / Not [Credit Union] Deposits or Obligations/ May Lose Value

This site is published for residents of the United States only. Registered Representatives of Cetera Advisor Networks LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative(s) listed on the site, visit the Cetera Advisor Networks LLC site at ceteraadvisornetworks.com

Licensed to sell insurance in the following States: Utah

Important Disclosures | Business Continuity | www.ceteraadvisornetworks.com

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

Contact

Nicole Finamore

Office: (801) 928-2160

Mobile: 385.209.3412

Fax: 801-928-2124

225 South 200 West

Ste 301

Farmington, UT 84025

Series 7, 63, 65

nicole@peakfns.com